#u jednom dahu…

Don’t tell me your values. Show me how you spend your money, and I’ll know what you value.

Don’t tell me, for example, that you “can’t afford” to travel the globe or invest for retirement if you’re simultaneously buying nice clothes and hitting the bars.

There’s nothing wrong with clothes and bars if it’s a deliberate, conscious choice, and you’re cool with the trade-offs. But don’t claim that bigger goals are out-of-reach. You’re the master of the bills that escape your wallet. Spend with your eyes open.

Don’t utter, “I can’t afford it,” without asking yourself:

[item]kjkljkljl[/item]